We do not celebrate people who have made success o...

My view is pensioners don't have the one option that people of working age have. They can't really increase their income, because they are no longer able to work.

Work is transformative. It gives you a greater chance of a greater income. You can affect your life while you're of working age, so you have scope and opportunity. Pensioners do not.

For families across the UK who are income-poor, but more than that, whose lives are blighted by worklessness, educational failure, family breakdown, problem debt and poor health, as well as other problems, giving them an extra pound - say through increased benefits - will not address the reason they find themselves in difficulty in the first place.

Old age is like everything else. To make a success of it, you've got to start young.

Men of age object too much, consult too long, adventure too little, repent too soon, and seldom drive business home to the full period, but content themselves with a mediocrity of success.

Have regular hours for work and play make each day both useful and pleasant, and prove that you understand the worth of time by employing it well. Then youth will be delightful, old age will bring few regrets, and life will become a beautiful success.

I'll tell you, there is nothing better in life than being a late bloomer. I believe that success can happen at any time and at any age.