It all comes down to interest rates. As an investo...

Competitiveness is really what it costs you per man-hour to get you what you want. In other words, there's an education level that plays into the mix and so if it's inexpensive to buy an hour of real good education in places like China versus the U.S., that factors in.

I think that the first thing is you should have a strategic asset allocation mix that assumes that you don't know what the future is going to hold.

Imagine if you had baseball cards that showed all the performance stats for your people: batting averages, home runs, errors, ERAs, win/loss records. You could see what they did well and poorly and call on the right people to play the right positions in a very transparent way.

We live in an age when to be young and to be indifferent can be no longer synonymous. We must prepare for the coming hour. The claims of the Future are represented by suffering millions and the Youth of a Nation are the trustees of Posterity.

This is the first age that's ever paid much attention to the future, which is a little ironic since we may not have one.

High expectations weren't nurtured in my neck of nowhere back then - children weren't fawned over from an early age as 'gifted' and groomed for a prizewinning future self-esteem was considered something you had to pick from the garden yourself.

A great source of calamity lies in regret and anticipation therefore a person is wise who thinks of the present alone, regardless of the past or future.